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Fact Sheet 17a: Identity Theft: What to Do if It Happens to You What’s happening? You could be the victim of identity theft, where an imposter is using your personal information credit report three Georgia to obtain credit. Then when the thief does not pay the bills, the credit report three Georgia company itself or a debt collection company contacts you to demand payment.
As a result, your credit report is likely to contain negative information about your bill-payment history, and your credit score has probably been lowered considerably, making it difficult or impossible to obtain new credit report three Georgia credit yourself. This guide provides victims of identity theft with instructions on how to regain your financial health and who to contact for more help. You must act quickly and assertively to minimize the damage. Notify credit bureaus and establish fraud alerts. Immediately report the situation to the fraud department of the three credit reporting companies -- Experian, Equifax, and TransUnion. When you notify one bureau that you are at risk of being a victim of identity theft, it will notify the other two for you. 1 credit report Placing the fraud alert means that your file will be flagged credit report three Georgia and that creditors are required to call you before extending credit. Consider using credit report three Georgia a cell phone number if you have one. We recommend that you do not choose to call Experian. You will be subject to a marketing pitch credit report three Georgia for their "free" credit management tools. If you fail to cancel the service within 30 days, your credit card will automatically be charged for the service.
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